Read This to Familiarize Yourself With The Classes of Fire Damage

8/31/2022 (Permalink)

To restoration companies, fire damage refers to the physical damage to structures or property as a result of burning. Most often than not, the damage is caused by corrosive substances, flames, and smoke. At SERVPRO, we are glad to inform you of 6 types of fire damage:

Class A- a fire that entails liquids or solids that can change into liquids.

Class B- a fire that entails flammable solids such as plastics, woods, or cloth.

Class C-fire is caused by combustible metals such as potassium or magnesium

Class D- relatively hotter and more debilitating including fats and cooking oils.

Class E: fire that involves gasses such as butane, propane, and hydrogen including natural gas.

Class F: fire that involves conditions in class A and B and electrical components.

Moreover, multiple insurance companies dissect fire damage into primary and secondary. The primary is concerned with fire damage caused by flames while a secondary entails damage caused by smoke and other substances. There is also spontaneous combustion which occurs when an organic matter is set on fire due to an internal source, when it trickles down to insurance, it is a unique clause in property and fire policies that entitles the policyholder to compensation for the fire damage. It is peculiar because it is not often included in common fire and common property policies. A property situated in a location where earthquakes frequently happen is insured with legislation that covers damage brought by an earthquake. The same applies to commercial buildings with hazardous components such as flammable oils and liquids.

At SERVPRO, we will manage all your frustrations with our trained experts ready to help at any time. Reach out to us, we will be more than glad to help!